Tax Break for married couples or those in a civic partnership.


Did you know that if you are married or in a civic partnership  you could potentially be entitled to a £900 tax break ?  

if your partner has died since 5 April 2015 you should still qualify.

The Marriage Allowance lets you transfer £1,190 of your Personal allowance to your husband, wife or civil partner – if they earn more than you.

This reduces their tax by up to £238 in the tax year (6 April to 5 April the next year).

For you to benefit as a couple, one of you has to be a non-taxpayer, which usually  means earning less than the £11,850 personal allowance between 6 April 2018 and 5 April 2019 (this was £11,500 for 2017/18, £11,000 for 2016/17 and £10,600 for 2015/16).

If you or your partner were born before 6 April 1935, you might benefit more as a couple by applying for Married Couple’s Allowance instead.

You cannot get Marriage Allowance and Married Couple’s Allowance at the same time.

How to apply.

Its relatively straight forward you can use the on line application form via HMRC. You will need to have both your national insurance numbers and one of a range of different acceptable forms of ID for the non-tax payer. If you don’t have access to the web you can telephone 0300 200 3300 and do it over the phone (But be aware you can wait an age to get through. But persevere if you meet the criteria.)  

If your still  unsure you meet the criteria  contact the income tax help line for advice and further information.

Have you heard of the Help to Save Scheme being run by the HMRC. ?

Have you heard of the Help to Save Scheme being run by the HMRC. ?

Continue reading “Have you heard of the Help to Save Scheme being run by the HMRC. ?”

The clever persons guide to money.

The clever persons 80/20 guide to money.

Hi there, life savvy people.

I’ve had some recent feed back to my blog  ”My first £1000.00 of 2018 and how I did it.”

Apparently some of you would like to start off saving with a more gentle approach. ( Was it the thought of giving up the wine?)

Continue reading “The clever persons guide to money.”

Lazy girl’s guide to cleaning “Mongolian Faux fur cushions.”

Hi .. Here’s my cheeky hack I use to freshen up my “Mongolian Faux fur cushions.”   Continue reading “Lazy girl’s guide to cleaning “Mongolian Faux fur cushions.””

££££. My go to ways to make money. ££££.

 My go to ways to make money.

I’m not gonna lie, Some of the things I do to make, extra money can take time.
But the info I share below, have all earned there place in my arsenal and they are my “Go to.”  Have a look and see how they could work for you.

1. Ebay…..

  No surprise here. However, that said, it’s one of my constant earners. I source from Charity shop’s, my own wardrobe and home. Auctions (Check out some of my Auction pages for my finds.)

It’s surprising, how others can love what you’ve grown tired off.lifestyl

2. Amazon.

Continue reading “££££. My go to ways to make money. ££££.”