The clever persons 80/20 guide to money.
Hi there, life savvy people.
I’ve had some recent feed back to my blog ”My first £1000.00 of 2018 and how I did it.”
Apparently some of you would like to start off saving with a more gentle approach. ( Was it the thought of giving up the wine?)
So I thought, I would share my normal monthly budgeting plan. It’s quite simple and you have probably already heard of it, but haven’t actually implemented it. Well here goes..
Each month I pay 20 % out of my salary straight into a savings account , this savings account is not linked to my current bank account. The 80% that’s left is what I live on.
It sounds simple, because it is. You can use this for a holiday, wedding or your retirement the choice is yours.